OS-HELP Loan

OS-HELP is a financial assistance initiative introduced by the Australian Government to assist eligible students who want to study some of their Curtin course overseas.

The loan can be used for a range of expenses associated with the overseas study, such as airfares, accommodation and other travel or study expenses.

OS-HELP loans are administered through Curtin University on behalf of the Australian Government according to the procedures set out below.

• Applications open: 30 January 2025
• Applications close: 30 November 2025

*Please note that applications may take between 6-8 weeks to be processed from assessment to payment of funds.

Eligibility

Applicants must meet all of the following criteria to be eligible to apply for an OS-HELP Loan in 2025:

• Students must meet the minimum eligibility requirements set out by the Australian Government found on the Study Assist OS-HELP loans website.
• Australian citizen, Permanent Humanitarian Visa holder or New Zealand citizen Special Category Visa (SCV) holder.
• Enrolled in a Commonwealth Supported Place at Curtin University
• Not received an OS‑HELP Loan on more than one other occasion
• Completed a minimum of 200 credits towards your current enrolled course of study at Curtin University (this may include CRL) 
• Minimum Course Weighted Average (CWA) of 50
• Not have commenced the final 25 credits of study for current course at Curtin before the overseas study program is completed
• Study will be outside of Australia
• Study will be full-time whilst overseas
• Have a valid Tax File Number
• Either receive credits, log book hours or accreditation for overseas study or overseas study has been organised and endorsed by Curtin University (eg study tours and internships)
• Application is received by Go Global before the conclusion of the applicant’s study program

Loan amounts

You can apply for an OS-HELP loan amount that is less than the maximum OS-HELP loan amount but not more. For more information visit the OS-HELP loans website How much can I borrow?

Application steps:

1. Download and complete the Mobility Coordinator Approval Form [.pdf 2MB] – your mobility coordinator will need to sign this as part of your application. If you are going on a Go Global exchange program, you will not need to complete this step.
2. Complete the OS-HELP Application Form online and attach any required documentation. This will include your Mobility Coordinator Approval Form and a copy of your passport (or other document showing your citizenship)
3. Submit your application online
4. Go Global will assess the application
5. Go Global will send the outcome of your application via your student email within 4 to 6 weeks

If your application is eligible, you will be required to:

1. Read and accept the OS-HELP and overseas study information
2. Submit an eCAF via your student OASIS using the instructions provided to you
3. Set up your bank details through your student Oasis using the instructions provided to you

Please note: OS-HELP offers lapse within 30 days of offer date. You must submit your eCAF and set up your bank details within 30 days of your OS-HELP offer date or you will be required to re-apply for the loan.

Incomplete applications/missing documentation may result in delays to your application being processed.

Applications close 30 November or until all available loans have been exhausted.